Rates & Insurance
Rates
$100 per 50 minute session. (A sliding fee is available upon request.)
Insurance
Does Arukah Christian Counseling accept insurance?
Arukah Christian Counseling does not file claims on your behalf for services. However, we will provide you with an invoice to submit to your insurance company (known as a Superbill). Please contact your insurance carrier to find out if you are eligible for out-of-network benefits. Therapy is a deductible expense for your HSA or Flex Spending Accounts.
Submitting a Superbill is not a guarantee of payment. Therefore, if you plan to file for reimbursement, call your insurance carrier before scheduling your first appointment with Arukah Christian Counseling. This way, you can determine your carrier’s policy on covering counseling sessions. On the back of your benefits card is the number to call for information. When contacting your insurance company to inquire about out of network benefits, you will need to ask specifically about reimbursement for the following:
- CPT codes 90791 (initial session)
- CPT codes 90832 (30 minute follow up)
- CPT codes 90837 (50 minute follow up)
How can using insurance impact care and expose my health records to review?
You and your therapist will come together to tailor a plan for your life and situation. However, when a counselor is part of a managed care network, the insurance company may only pay for specific diagnoses. They dictate the length and type of treatment covered. However, counseling is highly personalized, and there is no “one size fits all” approach. It is very subjective, and insurance company interference can hurt the process more than help.
Likewise, most plans only allow for a certain number of sessions. They will determine when it is time to terminate treatment regardless of whether you finished the process.
For counseling to be effective, you must feel free to disclose difficult and sometimes painful information. This is especially true for clients with a history of trauma or those seeking treatment for addiction. If a counselor is part of an insurance network, that provider must share all details with representatives of the insurance company when requested. Protecting your confidentiality is one of the primary reasons I choose to remain out-of-network.
Benefits of using an out-of-network provider such as Arukah Christian Counseling?
Arukah Christian Counseling will not share any information with any insurance company unless you specifically request it by signing a Consent for the Release of Information. Should you choose to file for reimbursement, Arukah Christian Counseling must only provide an official diagnosis code (such as “F10.20 Alcohol dependence, uncomplicated”).
Payment
Arukah Christian Counseling accepts cash, check, and all major credit cards as forms of payment.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for $60 no show/cancellation fee.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!